Italian Mortgage Service 

IMS  is a branch of   Lifeinitaly.it 

 

ITALIAN MORTGAGES FOR FOREIGNERS 

FIRST AND SECOND HOME

MORTGAGE RATES 

 

 

for Buy , Buy and Restore ,  Restore , Build, Refinance

residential properties , in Italy

 

 

FROM  150.000 EURO

 

LTV  70%   

 

 

 

APPLYCABLE TO ALL TYPES OF MORTGAGES - FIRST AND SECOND HOME  

 

 

JUNE   2026    

 

 

FIXED INTEREST RATE - Borrowers  OVER   36 years 

 

 

TERM

LTV - 50%  

LTV - 60 - 70 % 
6 YEARS 3,40 % 3,45 %
10 YEARS 3,40 % 3,45 %
15 YEARS 3,35 % 3,40 %
20 YEARS 3,41 % 3,41 %

 

 

FIXED INTEREST RATE - Borrowers  UNDER   36 years 

 

 

TERM

LTV - 50%  

LTV - 60 - 70 % 
10 YEARS 3,35 % 3,40 %
15 YEARS 3,30 % 3,35 %
20 YEARS 3,36 % 3,36 %
25 YEARS 3,40 % 3,41 %

 

 

variable  INTEREST RATE -  ALL AGES  Borrowers

 

 

TERM

LTV - 50%  

LTV - 60 - 70 % 
6 YEARS 3,15 % 3,25 %
10 YEARS 3,15 % 3,25 %
15 YEARS 3,25 % 3,30 %
20 YEARS 3,35 % 3,45 %

 

 

 

>> MORTGAGE  IN ITALY INFO CLICK HERE  <<

 

 INTERESTED  IN GETTING  AN  ITALIAN  MORTAGE 

 

 

>> CLICK HERE  <<

 

 

 

 

Advertising message for promotional purposes.

The reference interest rate is the one in force in the calendar month indicated at the top of the page.- The application of the interest rate is  subject to approval by the Bank.


The granting of Mortgage loans is  subject to evaluation and approval by the Bank.



 

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