Italian Mortgage Service 

IMS  is a branch of   Lifeinitaly.it 

 

ITALIAN MORTGAGES FOR FOREIGNERS 

NATURAL PEOPLES ONLY 

 

for buy , buy and restore , restore , refinance

residential properties , in Italy

 

 

First Home   or   Second Home 

Pay off at any time no penality !! 

 

Minimum mortgage amount 

150.000  euro mortgage -  50% LTV

From 500.000 - Till 60% LTV 

 

 

 

  MONTHLY  INTEREST   RATE  UPDATING 

 

 

 

 

OCTOBER   2025   MONTH

 

 

6 years

Fixed interest rate    3,52 %  !!   -  variable interest rate   3,10 %  !! 

-

10 years

Fixed interest rate    3,52 %  !!   -  variable interest rate   3,10 %  !!

-

15 years

Fixed interest rate    3,55 %  !!   -  variable interest rate   3,10 %  !!

-

20 years 

Fixed interest rate    3,58 %  !!   -  variable interest rate   3,20 %  !!

25 years - 

Fixed interest rate    3,63 %  !!   -  variable interest rate   3,30 %  !!

10 years                   3,22 %  !!

15 years                   3,25 %  !!

20 years                   3,28 %  !!

25 years                   3,33 %  !!

Advertising message for promotional purposes.

The reference interest rate is the one in force in the calendar month indicated at the top of the page..

Mortgage lending is subject to evaluation and approval by the Bank.